What Do You Need to Do If Your Car Was Stolen In Malaysia?

(Image Credit: alicja_M via freeimages.com)

Throughout your car ownership, this might happen to you. If  your car is stolen, you need to inform the police first and then your insurance company the soonest possible. So how do you go about it and what are the documents required?

Once you have confirmed that your car was not towed away by your town council for illegal parking, file a police report at the nearest police station. Make sure you bring along your identification card (or passport if you are a foreigner), driving license, and car registration card.

After you have done that, inform your insurance company about the theft . Provide them the following documents:
(1) Copy of Updated Registration Card (Both sides);
(2) Original Certificate of Insurance;
(3) Copy of Insured I.C and Driving License;
(4) Original Police Report/Certified Copy; and
(5) Copy of Hire Purchase Agreement (if applicable)

Your insurance company will terminate the insurance policy with immediate effect. An adjuster, appointed by the insurance company, will meet up with you and to get all information regarding the theft of your car. You have to show the adjuster the location where your car was stolen.  

You have got to be patient. Your insurance company won't  pay you within the first 6 months while the investigation is under way. Even if it is going to pay you after it's confirmed that your car can't be found after 6 months, your compensation is going to be based on the current market rate or the sum insured, whichever is lower. So, make sure your car isn't under-insured or over-insured your car when you renew your insurance policy.

If you or the police has found your car, you have to file another police report to close the case. If there isn't any damage done to your car or you are going to fix your car without insurance claim, write a letter to your insurer saying that you are not going to make a claim against it. Also, get your insurer to reactivate the insurance policy.


 

Rare Cigarettes

I discovered these rare cigarettes (supposedly from China) in a convenience store at Genting Highland months ago. The price of a pack of these cigarettes ranged from RM17 to a whopping RM30.

Who on Earth in his right mind is going to buy these considering the prices are way above much more popular brands like Marlboro, Dunhill, Salem etc?

On a side note, the government has been increasing the tax of cigarettes every year for the past 15 years or so in an attempt to discourage people (especially youngsters) from smoking but by doing so more and more smokers are switching to buying contraband or smuggled cigarettes from neighboring countries. According to the latest report, some 40% of the cigarettes sold here belonged to this category.

Filthy Public Restrooms

There is a news report on filthy public restrooms albeit without photos . Here: http://www.thestar.com.my/News/Nation/2014/11/23/Malaysians-fed-up-with-typically-filthy-facilities/

I agree with what was mentioned by those interviewed. Let me show you some pics I took not too long ago. All these toilets stank. Yuck!

When you really need to answer the call of Nature in the public, you just have to put up with it.

From A Dance Club To A Convention Center

This is a new and chic looking convention center, which was built months ago, in Armada Hotel.

Before this was built, it was a dance club known as Wharf, right opposite Merchant Pub.

                                                   (Source: journeymalaysia.com)

I drank there a few times with my friends in 2013 & 2012. The live bands and sound reproduction of this club was better than those in Merchant Pub and naturally the drinks were more expensive too.

What Are The No-Nos In Merchant Pub, Armada Hotel

Take a look at these no-nos shown conspicuously on the notice board at the entrance of Merchant Pub.

(1) Gambling is strictly prohibited;
(2) No drugs;
(3) No outside food;
(4) No singing on stage;
(5) No shorts;
(6) No sleeveless T-shirt or singlets; and
(7) No slippers / sandals

Well, I don't violate any of the rules for sure. However, one of the staff over there reminded me not to take pictures months ago. I didn't give a shit anyway for 2 reasons. Firstly, that is a public place and secondly it wasn't one of the establishment's no-nos. Okay?

They Don't Call A Spade A Spade

This drink is imported from Australia but it isn't beer. I haven't tried it yet but I did try the root beer in a fast food chain called A&W Restaurant at PJ back in the 70's. It tasted like a soda made by F&N Sarsi.

Why don't they call a spade a spade, huh? It costs almost RM4 a bottle but for that kind of price, I would rather get a can of the real thing anytime.

My Parents In The Good Old Days

My Parents In The Good Old Days

My dad was born in Ipoh and my mum in Teluk Anson (a.k.a Teluk Intan). He accepted a job offer in Teluk Anson where he fell in love with my mum, and tied the knot. The rest is history.

Here is a pic of them decades ago.

They were happily married till my dad past away years ago. My mum was the only woman he loved and he never had any extramarital affairs all his life.

Here is another pic of them on a bicycle. Can you see how happy they were?

My dad is a Cantonese and my mum a Hokkien and they spoke to each other in their own dialects. Kind of funny, isn't it?

My Experience With Malaysian Cab Drivers

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I don't know what you think of cab drivers in Malaysia but here are my first-hand experience in recent months.

Most of the cab drivers were Malays and a majority of them were either middle-aged or senior citizens. All the cabs I took used the fare meter but if you are a foreigner, that might be a different story.

I suppose most of you who have used the service of cabs didn't strike up a conversation with them. In my case, in order for me  to understand their daily life as cab drivers, I tried to walk a mile in their shoes by asking them questions.

I had taken 6 pics of the drivers but I just show you 4 of them here. The first pic is a driver in his late twenties and upon entering his cab, I could smell cigarette odor. I guess he just finished smoking before I flagged down his cab. I didn't mind since I'm a smoker.

The other 2 were middle-aged men (pic #2 & 3) while the last was the oldest (pic #4) at 71 years old.

For those of you who have been ripped off or have complaints on their bad service, you can always call the hotline or contact Land Public Transport Commission or SPAD (Suruhanjaya Pengangutan Awam Darat) in Malay (pic #5). Make sure you have all the relevant info. For more details on SPAD, read this: http://www.spad.gov.my/about-us/scope-power 

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